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    Educational Plan (RESP)  
  • 5000 fade false 0 bottom 30 http://www.shfinancial.ca/insurance/medical-insurance/
    Medical Insurance 
  • 5000 fade false 0 bottom 30 http://www.shfinancial.ca/financial/registered-retirement-savings-plan-rrsp/
    Registered Retirement Savings Plan-RRSP 
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    Life Insurance 
  • 5000 fade false 60 bottom 30 http://www.shfinancial.ca/financial/investment/
    Investment 

Generally speaking, Life insurance is a contract (Policy) between you (Insured) and insurance company (Insurer) for the cost you pay (Premium) guaranty an amount of money (Coverage) will pay to your beneficiary upon a premature death.

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Registered Retirement Savings Plan or RRSP is a type of account defers tax to assist individuals in saving for their retirement years. Introduced in 1957, the RRSP’s purpose is to promote savings for retirement by employees and sometimes contribution of employer.

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Mortgage insurance is another type of group term life insurance, which is a level premium and decreasing face amount policy. The face amount is intended to equal the amount of the mortgage on the policy owner’s residence so the mortgage will be paid to the lender if the insured dies.

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Registered Education Savings Plan, or RESP, is a savings account used by parents to save for their children’s higher education in Canada. The principal advantages of RESPs are the access to the Canada Education Savings Grant (CESG) and a source of tax-deferred income.

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On December 1, 2011, the Canadian Government introduced a Super Visa that enables Parents and Grandparents of Canadian citizens and permanent residents to visit their family in Canada for up to Two years without needing to renew their status.

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Investment is managing money within the accounts with the expectation of profit, has a high degree of principal amount’s security, well as security of return, within an expected period of time. Basically there are registered investment (RRSP) and Non register investment (Stock).

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